Land Judging

first_imgSixty-five Georgia 4-H’ers participated in the 2020 State Land Judging Contest held Aug. 24 at Flinchum’s Phoenix, located in the University of Georgia Whitehall Forest in Athens, Georgia. Teams from eight counties all over Georgia competed, a 23% increase in participation from previous years.The Georgia 4-H Land Judging Program offers youth the chance to build critical-thinking skills, science-based knowledge, and life skills in soil science. The youth analyze north and south Georgia soils in pits and trays at four different stations. At each station, they must identify soil characteristics and determine best soil management practices for crops, pastures or forestry uses.“Youth learn practical skills related to soil science and agriculture,” said Craven Hudson, UGA Cooperative Extension 4-H specialist. “When they become adults, these skills will help them understand if their home could have a basement, or the workings of home septic systems. This is very practical material.”The State Land Judging Contest consists of two competition brackets. The junior competition is for youth in fourth through eighth grades, and the senior competition is for ninth through 12th grades. A county may bring up to 20 youth in up to three teams. The youth compete individually for the high individual winner and as a team by combining the top county individuals. The First Place Senior Team Winners will represent Georgia at the 2020 National Land Judging Contest in May in Oklahoma.Junior division winners are:First place team: Cassidy Roberts, Kye Lachowsky and Kyra Burmeister, Liberty CountySecond place team: Venya Gunjal, Sandhya Rajesh, Aarsheya Gunjal and Prayushi Padhi, Cobb CountyThird place team: Eli Sapp, Jacob Sowards, Wesley Duncan and Nicholas Wilson, Brooks CountyJunior high individual: Cassidy Roberts, Liberty CountySenior division winners are:First place team: Makayla Nash, Kelly Lachowsky, Jonathan Woolf, Melvin Kimble, Liberty CountySecond place team: David Han, Alicia Carnes, Nelley McCommons, Camille Stephenson, Oconee CountyThird place team: Kai Thomas, Thane Nye, Aman Boricha-Masand and Zoe Economides, Bibb CountySenior high individual: Makayla Nash, Liberty CountyGeorgia 4-H’s Land Judging Program is growing as newly certified coaches help establish new teams in many counties. This event was made possible by the collaboration and support of land judging coaches, 4-H Extension staff, UGA soil science student volunteers and other volunteers.Georgia 4-H empowers youth to become true leaders by developing necessary life skills, positive relationships and community awareness. As the largest youth leadership organization in the state, 4-H reaches more than 175,000 people annually through UGA Extension offices and 4-H facilities. For more information, visit georgia4h.org or contact your local UGA Extension office at 1-800-ASK-UGA1.last_img read more

Clips of the Week: Run, run away

first_imgThis week’s Clips of the Week celebrate the 25-year anniversary of the Internet, which was intended by its founders to always remain free and open for the betterment of society. Just think, 25 years ago you couldn’t have watched videos like this on a hand-held machine, and you probably thought you never would.From photographer Matt Trappe comes this teaser for the new documentary Running the Edge: The Colorado Trail.From WildPlans, a look at how ultra-running strips us down to our bare emotions.Brad Parsons Productions provides this simple but well-done documentary on the lifestyles and goals of runners – Behind the MadnessAn artful look back at the legendary Pikes Peak Marathon, which climbs to a height of 14,115 feet outside Colorado Springs, Colo.And lastly, a video from Montrail Footwear on trail running sensation Max King, training on Mont Blanc in Italy.last_img read more

Average 30-year mortgage rate jumps to 3.69%

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Average long-term U.S. mortgage rates rose this week yet remained near historically low levels.Mortgage company Freddie Mac said Thursday the nationwide average for a 30-year mortgage jumped to 3.69 percent from 3.59 percent last week. The average rate is still at its lowest level since May 2013.The rate for the 15-year loan, a popular choice for people who are refinancing, increased to 2.99 percent from 2.92 percent last week.A year ago, the average 30-year mortgage stood at 4.28 percent and the 15-year mortgage at 3.33 percent. Mortgage rates have remained low even though the Federal Reserve in October ended its monthly bond purchases, which were meant to hold down long-term rates. continue reading »last_img read more

Starwood, Marriott, other hotels hit by another data breach

first_img 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Twenty hotels operated by HEI Hotels & Resorts for Starwood, Marriott, Hyatt and Intercontinental were reportedly hit by a data breach exposing card payment data from tens of thousands of transactions, affirming the urgency for national data security standards for merchants, said NAFCU’s Dan Berger.“These hotel data breaches, many of which are repeat offenses, as well as the latest data breach to Oracle’s point-of-sale systems, affirm the urgency with which Congress needs to pass strong national data security standards for retailers, such as the ‘Data Security Act of 2015’ (H.R. 2205/S.961),” said Berger, NAFCU’s president and CEO. “Cybercriminals’ attacks are growing more pernicious and continue to take advantage of the vulnerabilities in retailers’ payments systems to seize consumers’ sensitive personal financial information.”The company on Friday said the breach hit various hotels nationwide, including locations in Florida, Texas, Vermont, Illinois, California, Virginia, Tennessee, Minnesota, Colorado, Pennsylvania and Washington, D.C. The dates of the data breach vary for each hotel hit, but range from March 2015 through June 2016.HEI said outside experts are continuing to investigate the breach but said the malware could have affected payment card data including names, payment card account numbers, card expiration dates and verification codes. continue reading »last_img read more

Is your mobile loan application a slam dunk?

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr How easy is your mobile lending process?  Not how easy it was for your developers to create it, nor how easy it is on your back end processes, but the part that really matters: How easy is it on your members, or potential members, to start and complete a loan application? If your mobile loan applications prove to be difficult, applicants will grow frustrated and either abandon the process. A mobile loan is supposed to be easy, and the process to the end user should be a slam dunk… an easy, uncontested two points for both your credit union and your members.According to research by Forrester, 16% of loan applicants drop out of the process because they are sick of supplying the same information over and over again. An additional 11% leave the loan application midstream because they don’t feel they should have to supply the information at all! If they are already a member and are logged into your mobile banking application, why isn’t your system intuitive enough to auto populate fields your credit union already knows? If you are losing more than a quarter of loans started because you are requiring fields such as name and SSN, or fields that members don’t have memorized (such as account numbers), when that information already exists in your data base, it should be obvious the workflow is too complicated. Afterall, it’s obvious to 27% of your applicants.For applicants that are not already members, it makes sense to both you, and the applicant, that they will need to supply additional information to get started. Consider a loan application process that is smart enough to identify who are members and who aren’t, and only ask the questions of the people you need the information from. Of course, you still require information from members, but they don’t need to see the information you already have! continue reading »last_img read more

Haslemere investor picks up Chelsfield stake

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Transocean wraps up $2.7B Ocean Rig acquisition

first_imgOffshore drilling giant Transocean has become even bigger as it on Wednesday evening announced the completion of the acquisition of Ocean Rig UDW, an ultra-deepwater drilling specialist. However, it’s not the size that’s driving the acquisition, it’s the quality.Ocean Rig’s Leiv Eiriksson semi-sub / Image by Lundin PetroleumBy Bartolomej TomićIn a brief update, Transocean said the acquisition added nine high-specification ultra-deepwater drillships, two harsh environment semi-submersibles, and two high-specification ultra-deepwater drillships currently under construction to Transocean’s existing fleet. These two newbuilds are expected to be delivered in the third quarter of 2019 and the third quarter of 2020, respectively.Shareholders of both companies last Friday voted in favor of the merger proposed in September.The two drillers in September entered into a definitive merger agreement under which Transocean was to acquire Ocean Rig in a cash and stock transaction valued at approximately $2.7 billion, inclusive of Ocean Rig’s net debt.Explaining the rationale for the transaction, Transocean in September said the deal would increase “Transocean’s already industry-leading backlog by ~$740 million (as of June 30, 2018), and boost Transocean’s exposure to, and ability to capitalize on, the recovery of the UDW drilling market.Apart from the above, Transocean expects to achieve significant cost synergies estimated at around $70 million annually and sees benefits from standardization: common equipment, spareparts, and training.Transocean in January 2014, several months prior to the oil price slump, had 91 offshore drilling rigs, including 16 jack-ups, 34 mid-water and deepwater rigs, and 41 UDW and HE rigs.The company has since sold all of its jack-ups and retired 45 older, less capable floaters.According to a September 4 presentation by Transocean, the combined Transocean-Ocean rig fleet would consist of 57 rigs, of which 51 ultra-deepwater and harsh-environment. These could, according to Transocean, further be re-ranked, potentially resulting in additional rig retirements.Offshore Energy Today Stafflast_img read more

WE’RE WINNING VS REDS – ARMY

first_imgILOILO City – “We aregaining against the New People’s Army (NPA). We are on track to winning andending the local communist armed conflict in Western Visayas,” declaredBrigadier General Eric Vinoya, commander of the Philippine Army’s 3rdInfantry Division (3ID), roughly a week before the Communist Party of thePhilippines (CPP) marks its 51st founding anniversary. Various local government units havedeclared the CPP-NPA persona non grata. EO 70 issued by President RodrigoDuterte institutionalized the “whole-of-nation approach” in addressing theinsurgency problem. It is the synchronization of various government agencies’plans and programs to combat insurgency because guns and cannons alone couldnot do the job. Vinoya expressed confidence of endingthe insurgency in Western Visayas by next year. Executive Order (EO) 70 has dealt abig blow to the CPP and its armed wing, the NPA, said Vinoya. The CPP usually marks its anniversarywith attacks against the police and military carried out by the NPA. “We must be more aggressive, proactiveand purposive in our efforts,” said Vinoya. The CPP was formed by Prof. Jose MariaSison on Dec. 26, 1968. It was designated as a terrorist group by currentPhilippine president and Sison’s former student, Rodrigo Duterte in December2017./PN These were San Joaquin, Guimbal,Miag-ao, Tubungan, Igbaras, Alimodian, Leon, Calinog, Maasin, Bingawan,Badiangan, San Enrique, San Rafael and Lemery, and the component city of Passi. He lauded local government units forestablishing TF-ELCACs or task forces to end local communist armed conflict. On the other hand, the Philippine Armyalready started troop deployment in the towns. In Iloilo province, towns withinsurgency problems were told to be wary of strangers as these could be rebels. By 3ID’s estimate, seven rebel frontsare operating in 87 barangays cross Western Visayas. Vinoya thus appealed forsupport from local chief executives and the public in general. “Government forces are serious infulfilling the people’s will to end the insurgency. We are trained to bealways ready,” he stressed. “Hindinila kayang banggain ang pinagsanib na pwersa ng mga ahensya ng gobyerno at ngtaongbayan para sa isang layunin na mapuksa ang deka-dekadang pagmamalupit atpagpapahirap sa sambayanang Filipino,” saidVinoya. To the rebels, he further said, “Youstill have a chance to leave the armed movement and go back to the fold of lawenjoying true freedom and various government basic services together with yourloved ones.” “Nasasaktanat natatalo na ang mga teroristang CPP-NPA dahil ang taongbayan na mismo ang umaayawsa kanila. Sila ang bumabagsak ngayon at humihina ang lakas,” said Vinoya. Good governance is key to ending therebellion, he stressed, thus mayors and governors must “do their part…byensuring that their mandate is carried out as expected.” He welcomed the surrender of manyrebels this year, most of whom were NPA commanders. Vinoya warned the CPP-NPA, “Expectmore intensified combat operations. You only have two options, surrender ordie.” “EO 70 aims to achieve genuine peace.Discrediting EO 70 is like rejecting peace,” said Vinoya. Intensify intelligence monitoring,maximize defense posture, he told them. On Dec. 26, the 51st foundinganniversary of the CPP, there could be rebel offensives against governmentsecurity forces and vital installations in Western Visayas, according to thePolice Regional Office 6 (PRO-6). “Iam determined to accomplish the mission given me using the full force of thePhilippine Army. We are really serious in ending the insurgency. It is a menaceto society,” he said. Police Brigadier General RenePamuspusan, regional police director, ordered police units across WesternVisayas to step up anti-insurgency operations in coordination with the ArmedForces of the Philippines. PRO-6 spokesperson Police LieutenantColonel Joem Malong said, “Our regional director also directed our policemen tocarry both short and long firearms.” “We are ready. But we are asking thehelp of the community,” said Army Captain Cenon Pancito III, spokesperson ofthe 3ID.last_img read more

‘I could’ve been like Messi, Ronaldo but didn’t feel like it’

first_img Read Also: Messi, Suarez hand Barcelona fitness boost “Leo and Cristiano are different. They’ve made lots of sacrifices. “That’s fine by me – my career, despite this, was incredible.” FacebookTwitterWhatsAppEmail分享 “I might’ve had a drink with my dinner and those details were the difference. Wesley Sneijder has claimed that he could’ve been as good as Lionel Messi and Cristiano Ronaldo if he’d taken himself more seriously while playing. Loading… The Dutchman, now retired, was once at Real Madrid but enjoyed the most successful years of his career at Inter. “I could’ve been like Messi or Ronaldo,” Sneijder told gianlucadimarzio.com. “I simply didn’t feel like it. I enjoyed life.Advertisementlast_img